Microsoft Copilot Measured
Copilot is free on the web and in Windows. Paid Copilot features now come bundled with Microsoft 365 consumer plans; the standalone Copilot Pro is no longer sold to new buyers.
Overview
Copilot is free on the web and in Windows. Paid Copilot features now come bundled with Microsoft 365 consumer plans; the standalone Copilot Pro is no longer sold to new buyers.
The good
- Free tier needs no subscription
- Paid tier includes Office apps and cloud storage
- Separate training switches for text and voice
The bad
- Premium’s AI features are for the plan owner only, not family members
- Bundling makes it hard to price the AI part alone
- Copilot Pro buyers were moved off a standalone plan
Pricing
Checked 3 November 2026. Prices are in US dollars and can change; confirm at checkout.
- Copilot: free
- Microsoft 365 Personal: $9.99/month
- Microsoft 365 Family: $12.99/month
- Microsoft 365 Premium: $19.99/month or $199.99/year (Microsoft Store lists 2 TB shared, 1–6 people, with the AI features for the owner only)
- Copilot Pro: discontinued for new buyers
Privacy and data use
Signed-in consumers can turn off “Training on conversation activity” and “Training on voice conversations” in Copilot’s privacy controls.
Refunds and cancellation
Not stated on the pages we checked.
Overall value verdict
If you already pay for Microsoft 365, Copilot adds AI for no extra cost; if not, the bundle is a roundabout way to buy an assistant. Turn off both training switches.